Your Questions About Car Insurance For Women Only
Sandra asks…
What is the best way to further pursue a (property damage only) hit-and-run car accident in San Francisco, CA?A woman recently backed into my fiance’s ’69 VW Bug, while trying to park her Jeep Cherokee. She got out of her vehicle, but refused to give her name or any insurance info, then sped off. The hood of the Bug needs to be replaced, & the car repainted, as it was a custom job. We got her license plate # (WA plate), but the SFPD doesn’t follow up on hit and runs, as they happen so often. Through other means, we found the address & a defunct phone # for the person that the car is registered to, & have sent a certified letter requesting either her insurance info or a payment for the estimate of damages (the latter included because we can file in small claims if the demand for payment is ignored). Because he only has liability insurance on his car, his insurance co. won’t do anything unless we have the woman’s insurance info (we do not). A report is on file with the SFPD, but since there was only property damage, they won’t pursue the matter. Is there anything else we can or should do?
Any one living in California is an absolute moron if they don’t carry uninsured motorist coverage, and if you see enough in him to marry him, he probably is not a moron. One of my cars is an older model that I only carry liability coverage on, but I still have the Uninsured Motorist coverage too. Its really cheap. Just turn the information over to his carrier and claim under the Uninsured coverage.
If the at fault party’s license plate is from Washington state there is a possibility that she is living in California, and has failed to registered her car here.
...
